If you want to control how much you spend on a credit card without worrying about going over your credit limit, then prepaid credit cards could be for you.  You can pre-load funds onto your prepaid Mastercard to shop safely at home and abroad. View some of the best prepaid credit cards below.

 Best Deals On Pre-Paid  Credit Cards

Card	Type	Notes	Shop & Internet Purchase Fee	Monthly Fee	More Info
	O2 Load and Go pre-paid credit card	Card application fee: Free	Free	Free
	Bread pre-paid credit card	Card application fee: £7.50	2%	Free
	Cashplus gold pre-paid credit card	Card application fee: £29.99	Free	Free
	Virgin pre-paid credit card	Card application fee: £9.95	Free	£4.75

There are a few things to consider before choosing the best prepaid credit cards.

• No scary credit checks - funds are pre-loaded onto the credit card meaning that anyone is able to get a pre-paid credit card even if you have a poor credit history. However, an identity check is required to protect against identitiy theft.
• Take control - these cards allow you budget your money wisely and are especially good for students and young adults travelling abroad as their is no risk of spending over the amount on the card.
• Peace of mind - Prepaid Mastercards only allows you to spend what you've added to the card, so their is no chance of you being charged interest for going over the amount.
• Travelling abroad - Prepaid cards are a popular choice with students and young adults travelling on a gap year as funds can be added to the card from the UK. They also offer a good and safe alternative to travellers cheques and you can often get a better exchange rate.

Remember these simple guides and your credit rating should quickly start to get better again!